Privacy Policy

1. ACCEPTANCE OF THE TERMS

Any visitor logging or navigating on this website automatically agrees to comply with and be bound by the following terms and conditions of use, which govern the relationship with visitors in relation to this website. All visitors are presumed to have read, understood, and agreed to the terms and conditions of this site.

This disclaimer will be governed by and construed in accordance with Indian law, and any disputes relating to this disclaimer will be subject to the jurisdiction of the Courts at Pune. The visitor warrants that he/she is fully aware of the laws of India.

Spectrum Life can alter or revoke any terms or conditions of this website without notice. The revised disclaimer will apply to the use of our website from the date of publication. Please check this page regularly to ensure you are familiar with the current version.

2. INFORMATION

In no event will Spectrum Life be liable for any loss or direct or indirect damages arising from the use of or reliance on this website. Your use of any information or material on this website is entirely at your own risk, for which Spectrum Life shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this website meet your specific requirements.

The information on this website does not constitute an offer and/or contract of any such type between the owner/developer and the visitor.

This website contains material owned by Spectrum Life and is protected by copyright and intellectual property laws. This material includes, but is not limited to, the design, layout, look, appearance, text, and graphics. Reproduction is strictly prohibited.

Spectrum Life has the right to alter the information of this website and is under no obligation to communicate any changes.

3. INFORMATION FROM THE VISITORS

The visitor, by the act of logging onto the website or submitting information through the website or email, has consented and expressly and irrevocably authorized Spectrum Life to use, analyze, transmit, or display all information and documents as may be required by it. The visitor warrants that he has provided true, accurate, current, and complete information. By entering a mobile number, the user has given consent to Spectrum Life to send alerts, promotional SMS, and permission to be contacted.

4. SECURITY

Every effort is made to keep the website operative. However, Spectrum Life takes no responsibility and will not be liable for the website or any of its components being temporarily unavailable due to technical issues beyond its control.

Spectrum Life does not warrant that this site will be free of viruses or other harmful components. This website and emails from Spectrum Life are vulnerable to data corruption, interception, tampering, viruses, as well as delivery errors, and the visitor accepts liability for any consequences that may arise from them.

5. RESPONSIBILITIES

Shrem Trading Pvt Ltd or any of its employees, managers, or representatives shall not be responsible for any consequential damage or economic loss arising or related to the use of the website.

The website may contain links to other websites that are not under the control of Spectrum Life. Any link to off-site pages or others may be accessed by the visitor at his own risk. Spectrum Life has no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views within them. It is the responsibility of the user to examine the copyright and licensing restrictions of linked pages and to secure all necessary permissions.

6. POP-UP ADVERTISEMENTS

When visiting our website, your web browser may produce pop-up advertisements. These advertisements are most likely produced by other websites or by third-party software installed on your computer. Spectrum Life does not endorse or recommend products or services for which a visitor may view a pop-up advertisement on their computer screen while visiting its website.